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CONSTRUCTION SITE COVERAGE AND INSURANCE IN France

Decennial and Civil Liability

what are we liable for?

Civil Risk

  • Some errors can be attributed to managers personally if they cause damage to a third party (company management error, statute violation…), in the case of folding companies or legal redress (accumulation of liabilities),  
  • Infractions of legal and regulatory clauses (failure to establish annual accounts, lack of obligatory mention in the statutes…).


Penal Risk

  • The manager is responsible for applying legal regulations correctly within the company. Penal sanction cannot be insured; however, the CCL contract covers the manager’s expenses on his or her defense.
  • All physical persons and legal entities having suffered damages following a managerial decision may file a complaint.

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